BNL FINANCING
BNL Financing Apartment Complex That Needed Flexible Construction Financing
BNL FINANCING
BNL Financing Residential Construction Project
Finance Your Business
BNL can customize and structure a funding solution for roughly 90% of all projects in the market place. We utilize and sometimes combine the following loans and investment tools to obtain the required funding.
project financing
Finance Your Projects
It’s no secret that finding capital to fund you project has been the hardest type of debt to find regardless of the industry or location, but not any more. BNL can provide project financing structured via either a draw schedule or a line of credit depending on the scope of the project and operator.
Each loan is uniquely underwritten with a high degree of emphasis placed on the management team’s experience and track record. Deliverables and underwriting guidelines will vary depending on the project, industry risk profile and other variables.
Purchase Order Financing
Does your business need capital to fulfill an order or contract? BNL’s experience and capital can free you from this cycle that keeps hundreds of thousands of companies from reaching their full potential. Like you, thousands of owners and operators across the globe know how to penetrate markets for growth plagued by a lack of capital to pay for material, labor and other expenses to deliver the goods or services.
Our purchase order financing solves that problem by providing you a controlled line of credit specifically structured to pay for the costs of delivering products to your clients. In addition, we’ll help negotiate payment from your clients so there is no need for additional factoring.
BNL’s PO financing frees up operators cash flow to strategically and aggressively plan for and invest in growth related activities. Let us cover a majority of the COGS and manage the AR component while you redirect your time and capital to grow your sales force, marketing or open new markets.
BNL can finance purchase orders in your industry
TRADE/TRANSACTIONAL FINANCING
The world of lending against esoteric assets is actually far simpler than most internet brokers would have you believe. BNL lends against esoteric assets such as gemstones, jewelry, precious metals, artwork and related items.
This strictly asset backed loan has a simple and easy to follow structure that doesn’t require specific credit scores, cash flow or financial historical underwriting guidelines used by banks.
- Manufacturing
- Import/Export
- Financial Sector
- Healthcare/Medical
- Municipal Contract Work
- Food/Beverage
- Real Estate
- Technology
- Defense
- Automotive/Aero
- Energy
- Consumer Energy
BNL has the capacity to structure the loans in a variety of formats including but not limited to lines of credit, bridge loan and term loans. All loans are heavily underwritten based on the merit of the underlying transaction and the client’s ability to perform instead of credit and traditional banking methods.
Loans Against Esoteric Assets
The world of lending against esoteric assets is actually far simpler than most internet brokers would have you believe. BNL lends against esoteric assets such as gemstones, jewelry, precious metals, artwork and related items.
This strictly asset backed loan has a simple and easy to follow structure that doesn’t require specific credit scores, cash flow or financial historical underwriting guidelines used by banks.
Asset’s typically remain in their current location as long as it’s an approved storage facility. In addition, the client typically is not required to place any “insurance wraps/policies” on the collateral. Loans are typically structured accordingly:
- Asset based loan with minimum financial underwriting requirements
- Loan to value is 50% of the wholesale value
- One lump-sum disbursement
- Loans are typically for 12 months with the ability to role and extend
- Balloon payment is made at the end of the term of the loan
- No pre-payment penalties
Loans Against Financial Instruments
Companies in various markets such as the import/export industry utilize financial instruments like Stand By Letters of Credit (SBLC) or Bank Guarantees (BG) to obtain security of payment in exchange for delivery of goods. BNL can monetize and facilitate loans against those guarantees at an LTV well-above industry averages (up to 88% of face value). Much like esoteric loans, lending against financial instruments is actually far simpler than many brokers would have you believe.
Our financial instrument-backed loans are fully transparent, flexible (including leased instruments with approved text and issuing institution) and can be used for a variety or purposes. Unlike banks, we do not require specific credit scores, debt to income ratios or reserve requirements to qualify.
BNL providing flexible loans against various financial instruments payment guarantees